sorry to be so late to the discussion,
that looks pretty normal. Your plan seems good. Find the specs on the torque setting and find a torque wrench that will handle the job.
I usually ask the yard to do that as they have tools like that. A torque wrench to accomplish the torque on those bolts would be expensive.
I had a very similar situation on my last boat, tightened the keel bolts, fared the crack and never saw it again for the 4 years I owned that boat.
I am now the owner of a 1985 Tartan 40!! You should write to the yahoo group. It is much more active than these forums.